FAPA - Long-Term Care Insurance

Dear Doctor:

You work hard during your career to gain a sense of security and independence, preparing to enjoy a

safe and happy future with your friends and family members.  You understand the value of planning

ahead, but no one knows for certain what the future has in store. It makes sense to plan for long term

care when you’re young and healthy.  A serious illness, injury, or disability can strike at any age. 

If something would happen, you would want to make sure that you have ample coverage, since most

of us don’t accumulate assets until we are older. 

That is why FAPA is pleased to announce the availability of John Hancock’s Long Term Care Insurance

policy to its members.  Long term care insurance is designed to help you plan for the unexpected and

help protect you against the high cost of care and services associated with a severe illness, injury, or supervision due to a cognitive

 impairment. If you are unable to care for yourself, this policy will cover the

cost of long term care services provided to you in a nursing home, an adult day care center, an assisted

living facility[1], or in your own home.  John Hancock is a proven leader in this field with over 18 years of experience serving more than

 894,000[2]policyholders and paying over 1 billion[3] dollars in claims. 

This long term care insurance policy is being offered to eligible members, spouses/partners, parents,

parents-in-law, step-parents, and step-parents-in-law, children and step-children between the ages of

18-84[4].  As a member of FAPA FRATERNAL CORP. (FAPA), you and your family are being offered

this valuable member benefit with an additional premium discount.

To give you an idea of the rates, with FAPA’s discount:

For a 40 year old:  For $64 per month, about $2 per day, the insurance company would pay you $12,000 per month, tax-free, if you qualified.

For a 50 year old:  For $81 per month, about $3 per day, the insurance company would pay you $12,000 per month, tax-free, if you qualified.

For a 60 year old:  For $128 per month, about $4 per day, the insurance company would pay you $12,000 per month, tax-free, if you qualified.

For a 70 year old: For $$308 per month, about $10 per day, the insurance company would pay you $12,000 per month, tax-free, if you qualified.

The prospect that we or our family members will need long term care at some point in our lives is greater

than many of us care to acknowledge.  FAPA’s John Hancock Long Term Care Insurance Policy can

help offset those costs and protect the security and independence that we all have worked so hard to gain. 

We encourage you to carefully consider this valuable offering. For more information, go to http://www.johnhancocklongtermcare.com/index.jsp?cid=00048

or contact our John Hancock Representative, Ken Bloom at 516 456-7582, fax 516 921-7656 or email at

kbloom@jhnetwork.com

Sincerely,

A J Kanegis, DPM, Executive Director

We are pleased to offer this important benefit to our members. We will continue to work on your behalf to bring added value to your membership.

Fraternally,

Al Kanegis, DPM

For more information write, call, fax or e-mail FAPA.

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Copyright © 1998 FAPA Fraternal Corp.
Last modified: August 13, 2007